Terms of Usage

1. Introduction

Welcome to Wallet by Cycuit! Our platform allows you to send, receive, and manage money through integrated chat functionalities. These Usage Terms ("Terms") govern your access to and use of Wallet. Please read them carefully.

2. Acceptance of Terms

By registering for or using Wallet, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using our services.

3. Eligibility

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use Wallet. By signing up, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

4. Account Registration and Security

  • Registration: You agree to provide accurate, current, and complete information during the registration process.
  • Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Immediately notify us of any unauthorized use or breach of security.

5. User Obligations

  • Compliance: You agree to use Wallet in compliance with all applicable laws and regulations.
  • Prohibited Activities: You must not engage in any activities that may harm, interfere with, or disrupt the service, including fraudulent transactions, money laundering, or other unlawful behavior.

6. Transactions and Fees

  • Transaction Process: Wallet facilitates the transfer and management of funds. While we take reasonable measures to ensure secure and prompt processing, you acknowledge that transaction times may vary based on factors outside our control.
  • Fees: Any applicable fees for transactions or other services will be clearly disclosed. By using our service, you consent to these fees as part of your usage.

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of your personal information are governed by our Privacy Policy, which is incorporated by reference into these Terms. By using Wallet, you consent to our data practices as described therein.

8. Intellectual Property

All content, trademarks, logos, and intellectual property associated with Wallet are the property of Wallet or its licensors. You agree not to use, reproduce, or distribute any such materials without our prior written consent.

9. Disclaimers and Limitation of Liability

  • Disclaimer of Warranties: Wallet is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee uninterrupted or error-free service.
  • Limitation of Liability: To the maximum extent permitted by law, Wallet and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

10. Modifications to the Terms

We reserve the right to update or modify these Terms at any time. Any changes will be effective upon posting the revised Terms on our website or app. Continued use of Wallet after such changes constitutes your acceptance of the revised Terms.

11. Termination

We may suspend or terminate your access to Wallet if you violate these Terms or if deemed necessary for security or operational reasons. Upon termination, your right to use the service will cease immediately.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Wallet operates. Any disputes arising under these Terms shall be resolved in the appropriate courts of that jurisdiction.

13. Contact Us

For any questions or concerns about these Terms, please contact our support team via the help section in the app or through our official website.